REFINANCE your current auto loan held at another financial institution with Human Services ECU and save money. Hurry–this offer will not remain for very long! If you financed your car elsewhere, we want to lower your current rate by as much as 3% if you qualify. Our ‘floor’ is 4.95%* APR.

Our loan officers stand ready to assist you in saving you money.

PURCHASE that new vehicle for as low as 4.95% APR* for up to 60
months. This is such a low loan rate, we want you to take advantage of it before it disappears. Simply call us at 404/965.2740 ext 501 or 503 or apply online at www.hsecu.org and get pre-approved before you start looking for that new vehicle. No other discounts apply while rates are this low!

ROTH IRA Want to start a ROTH IRA account that you forgot to save for? Or do you need money to pay those unexpected Income Taxes? We have created a special loan just for you from February 1st to April 1st. Rates are as low as 9.75% APR* for 1 year when you borrow for these reasons.

SAVE with Human Services ECU’s special 1-year certificate at 4.5% APY** (5.5% APY** for IRA accounts), $2,000 minimum. Take advantage today and let your money earn more money!

ATTEND the Annual Meeting on Tuesday, February 20th. We will be starting at 9:30 am with Refreshments, Door Prizes and Director Elections. Last year one of our members suggested a way to participate ‘long distance’ so, this year for those outside of the Atlanta area, please submit the coupon at right for a drawing for a special door prize.

REFER your family and co-workers! Members who refer others to us for membership, checking services, certificates and loans, are asked to complete a short referral card, which will be placed into a monthly drawing for a $25 VISA gift card. This is a special that will continue through March…so hurry in with those referrals, it could benefit you as well as your credit union.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield