At Human Services ECU, you can choose from three terrific checking plans:

FREE CHECKING

• No minimum balance
• No-fee credit union ATMS at two convenient locations and ATM services via STAR, CU HERE, Pulse and Publix Presto, Cirrus, Plus or CU24 systems
• FREE Account access through CU24 Audio Response, our 24-hour telephone response system
• FREE E-Statements
• FREE Virtual Branch
• Overdraft Privilege with every FREE checking account
• Wire transfer of funds to an outside account
• Stop payment
• No-fee VISA Debit Card

Fresh Start Checking - for members that may have had trouble handling checking accounts in the past.

• Direct Deposit is required
• There is a $10.00 monthly fee and $100.00 must remain in your Share account while Fresh Start Checking account is active.
• Fresh Start Checking accounts are not eligible for Overdraft Privilege or Overdraft Protection
• One NSF will result in closure of the Fresh Start Checking account
• Past accounts cannot indicate fraud or kiting of any amount