At
Human Services ECU, we offer the VISA® Classic, VISA®
Secured, and the VISA® Platinum credit card.
Your credit card should offer convenience, not high costs. Why
spend more on fees and interest charges than you have to? Discover
the savings of a Human Services ECU VISA® Card. You'll enjoy
the following benefits:
- No
annual fee on Classic, and Platinum cards
- Fixed rates on all cards
- Score Card points on all Platinum cards
- 25-day
grace period
- No
transaction fee on cash advances from your credit union
(interest accrues from the day of the advance)
- Free
travel and accident insurance on qualified cards
Please
click here to report
a lost or stolen Human Services ECU VISA® Classic, VISA® Secured,
or VISA® Platinum credit card.
| Choose
The Plan That Works For You |
VISA®
Classic |
VISA® Platinum
|
VISA® Secured
|
| Annual
Percentage Rate (rates fixed) |
Rates start at 9.5% based on credit scores |
Other
Annual Percentage Rate
(cash advance & balance transfers) |
Rates start at 9.5% based on credit scores |
| Annual
Membership Fee |
NONE |
NONE |
$25.00 |
| Grace
Period for Purchases |
25
DAYS |
25
DAYS |
25
DAYS |
| Method
of Computing Balance |
Average
Daily Balance (including new purchases) |
| Minimum
Finance Charge |
$10.00 |
NONE |
NONE |
| Transaction
Fee |
NONE |
NONE |
NONE |
| Cash
Advance Fee: NONE except $1 at ATM
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $25.00 if paid ten (10) or
more days after due date. Late payments and over-limit
transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card
are due on receipt of the account statement.
|
Return
Check Fee: $30.00
Request for Statement Copy Fee: $5.00
Card Replacement Fee: $5.00
|
