Notice and Disclosure
Services ECU is member owned and governed
by a board of directors elected from the membership. You can
be confident that your financial privacy is a top priority
of the credit union. We are required by law to give you this
privacy notice to explain how we collect, use and safeguard
your personal financial information. If you have any questions,
please contact a member service representative at 404/965-2740.
committed to providing you with competitive products and services
to meet your financial needs, which necessitates that we share
information about to complete your transactions and to provide
you with certain financial opportunities. In order to do so,
we have entered into agreements with other companies that
provide either services to us or additional financial products
for you to consider. Under these arrangements, we may disclose
all of the information we collect, as described below, to
companies that perform marketing or other services on our
behalf or to other financial institutions with whom we have
joint marketing agreements. To protect our members’ privacy,
we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information
we provide. We do not permit these companies to sell to other
third parties the information we provide to them.
We Collect And Disclose About You:
the following nonpublic personal information about you from
a variety of sources and may disclose all the information
we collect to companies that perform marketing services on
our behalf or to other financial institutions with whom we
have joint marketing agreements.
membership and loan applications and other forms, we obtain
information such as name, address, social security number
and income. From your transactions with us or other companies
that work closely with us to provide you with financial
products and services, we obtain information such as your
account balances, payment history, parties to transactions,
and credit card charges.
consumer reporting agencies, we obtain information such
as your creditworthiness and credit history.
verifications of information you provide on applications
and other forms, we obtain information from current or past
employers, other financial institutions and other sources
listed on the application.
also disclose information we collect about you under other
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow
your instructions as you authorize, or protect the security
of our financial records.
terminate your membership with Human Services ECU, we will not share information we have collected about
you, except as permitted or required by law.
We Protect Your Information
access to nonpublic personal information about you to those
employees who have a specific business purpose in utilizing
your data. Our employees are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations
and leading industry practices to safeguard your nonpublic personal